Real Estate Archives

10 Questions From a Beginner Investor

If you’re researching investing, you’re most probably having some uncertainties that need to be addressed. By no means a complete list can be compiled to answer every question a beginner might have, but here are a few I’ve heard lately. So, if you overcome investing fear but still aren’t ready to take the leap, let’s …

Mortgage Types in The Netherlands (Linear vs Annuity, Fixed vs Variable Interest)

If you’re an expat starting to research how to buy a home in The Netherlands, you might feel overwhelmed by the amount of information, abbreviations, and terms you don’t understand. I want explain the differences for people willing to make their own decisions, so they can save €2-3k that would’ve been spent on a cookie-cutter …

Real Estate – Asset or Liability?

There are ongoing debates in the personal finance / FIRE community in regards to home ownership and real estate investing. Unfortunately, it’s impossible to pick an absolute answer because different groups in the buy vs rent spectrum live under different conditions and, more importantly, use different methods for classification. So, is one’s home an asset …

The Spectrum Between Rent and Buy

Warning! This post might resolve all the dilemmas and uncertainties you have in regards to buying a property. Okay, buy vs rent is one of those questions that is really hard to answer, so many people stop at the “it depends” conclusion. I agree with that answer. However, I’ll try to formulate the decision process …

Opportunity Cost With a Twist

Opportunity Cost is the cost associated with foregone opportunities. Most of the time when we make a decision, we usually pick one of multiple mutually exclusive options. Although many people consider the risks and returns of the chosen option, many also neglect the potential returns of the alternatives. And it makes sense, as a person is not …

Should I Rent or Buy? Find Out in 7 Steps

Most of us have been there – wondering whether buying is a good idea, or at least if it’s better than renting. Many compromised and made the less-then-ideal decision due to FOMO, social pressure, or other biases. However, many built equity and improved both their lifestyle and cash flow. And lastly, many struggled with the …